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TIP OF THE DAY
If you are Buying a Home in 2026

1.  Apply for Star tax exemption - Dept. of Tax & Finance
2. Request bi-weekly mortgage payments
3. Shop yearly for homeowners insurance
4. Change all Locks & Toilet seats
5. Print your inspection report
6. Replace smoke & CO detectors
7. Get new HVAC filters
8. Find water & gas shut offs

TIP OF THE DAY

The National Association of REALTORS®’ Remodeling Impact report shows the following are the projects with the highest ROI:

  • New roofing: 107%

  • New hardwood floors: 106%

  • Refinished hardwood floors: 100%

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2021 - Let's Talk Real Estate - Kathleen Kosek, Realtor

Howard Hanna - Empire/Loudonville Office

20 Aviation Ave., Albany, NY 12205

Email:  kathleenkosek@howardhanna.com

Cell: 518-526-1274

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